Below-floor concession — a debtor ask crosses a floor
Globex Corp
open account record"Could you knock 30% off if I pay the rest now?" — jordan@globex.example, May 19
The ask vs. your policy bound
If you don't act by May 21, 10:06 (48h): default is hold — no concession; debtor gets a neutral holding reply, account stays in cadence.
Auto-escalation — a policy trigger fired, no debtor ask
The common real-book case: silence past day 30, a
balance over $40k, or a dispute / legal / hardship signal. There's no ask to weigh against a
floor, so the ask-vs-floor panel is omitted and the agent offers only edit-or-decline —
no action is emphasised as primary (nothing here is the obviously-safe move;
hold is the documented default). Mirrors EscalationView when
debtorAsk/floorBreach are absent (PR #22, actions trimmed in #25).
Wayne Enterprises
open account recordIf you don't act by Jun 1, 00:00: default is hold — all outbound stays paused until an operator reviews.